Financing

We offer 0% APR financing, Fixed rate credit terms, and low-payment installment loans so that you can experience ultimate comfort on any budget.

The Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 09/01/2016 and is subject to change.

For current information, call us at 1-800-431-5921.

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Loans provided by EnerBank USA on approved credit for a limited time. Minimum loan amounts apply. † Repayment terms vary from 15 to 144 months. Borrowers approved for Same-As-Cash loans will pay no interest during the Same-As-Cash period if they repay the total amount borrowed on or before the Same-As-Cash date specified in their Note and Disclosure Statement. 16.97% fixed APR, effective as of August 1, 2017, subject to change. § Repayment terms vary from 60 to 144 months. 2.99%, 4.99% and 6.99% fixed APR, effective as of August 1, 2017. The first monthly payment will be due 30 days after the loan closes and on the same day of each month thereafter. ‡ Repayment terms vary from 12 to 84 months. 0% fixed APR. The first monthly payment will be due 30 days after the loan closes and on the same day of each month thereafter. ¥ Repayment terms vary from 12 to 144 months depending on loan amount. 9.99% fixed APR, effective as of August 1, 2017, subject to change. The first monthly payment will be due 30 days after the loan closes and on the same day of each month thereafter.

Apply with an HCS representative.

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